Modern Home Mortgage

(404) 474-3200

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Modern Home Mortgage

(404) 474-3200

  • Home
  • About Us
  • Purchase & Refinance
  • Apply Now
  • My Home Value
  • Contact Us

Modern Home Mortgage is Here to Help

Who We Are

Based out of Atlanta, we are a full-service mortgage brokerage firm focused on providing the best loan products and solutions for home purchasing and refinancing. Our experts help you secure home loans from a wide pool of banks and investors at competitive interest rates. We are bilingual, thanks to our ability to communicate in English and Spanish.

OUR MISSION STATEMENT

Our vision is simple, to guide future clients in one of the largest investments they will ever make so that their investment in real estate can build a foundation of their wealth for years to come. When opportunity knocks, Modern Home Mortgage is there to help you open the door.

Turning Transactions Into Relationships

We believe in serving with a personal touch and adopt a very flexible and personalized approach to help our clients grab the best deals on offer. No matter the situation, we have got you covered with our loan products. Our loan experts stay in constant touch with you at every step of the process and strive relentlessly to gain your trust. Feel free to connect with us today for more information.

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Leadership

President

Director of Operations

Vice President

Art Cruz


Art Cruz is the Founder and President of Modern Home Mortgage LLC. In 2016 Art left the Banking and Securities Industry and joined the Mortgage Industry. This would be the first step into a newfound passion in originating mortgages. Art started his mortgage company because of a gap in resources available to a consumer that needed 

Art Cruz


Art Cruz is the Founder and President of Modern Home Mortgage LLC. In 2016 Art left the Banking and Securities Industry and joined the Mortgage Industry. This would be the first step into a newfound passion in originating mortgages. Art started his mortgage company because of a gap in resources available to a consumer that needed to be filled. After being in mortgages, Art saw the many ways people could invest in real estate and start to build their foundation for wealth. His goal is to share this information with all prospective buyers, no matter their background, so they can find a place to call home and build their wealth for their families for generations to come.

Vice President

Director of Operations

Vice President

Emily Gadrix 


When asked what sets her apart from the rest, Emily says “Well to begin with, the best pricing and programs the industry has to offer. But also over 15 years of experience, and the ability to share knowledge in a way people can actually understand. I operate with transparency, a sense of urgency, bird-dog commitment to excell

Emily Gadrix 


When asked what sets her apart from the rest, Emily says “Well to begin with, the best pricing and programs the industry has to offer. But also over 15 years of experience, and the ability to share knowledge in a way people can actually understand. I operate with transparency, a sense of urgency, bird-dog commitment to excellence, and some good old fashioned southern charm when needed!” Southern charm comes easy to the Georgia native and University of Georgia graduate. When off duty, Emily and her husband Chris enjoy hiking with their yellow lab Charlie, spending time on Lake Lanier, and eating take-out while streaming their new favorite series.

Director of Operations

Director of Operations

Director of Operations

Amanda Williams

 

Originally from Florida and a proud Atlanta resident for the past 10 years, I’m passionate about helping clients navigate the mortgage process with confidence. I’m married with two children, and outside of work, I enjoy spending time with my family and being near the water whenever possible. My background is in Film and Vi

Amanda Williams

 

Originally from Florida and a proud Atlanta resident for the past 10 years, I’m passionate about helping clients navigate the mortgage process with confidence. I’m married with two children, and outside of work, I enjoy spending time with my family and being near the water whenever possible. My background is in Film and Video Production and I bring that creativity with me to every aspect of what I do. I take great pride in creating meaningful relationships and I understand how important a home purchase is. I work hard to deliver a smooth, transparent, and supportive experience every step of the way. 


Loan Officers

Geraldin Medina


Geraldin is a passionate Mortgage Loan Officer from Medellin, Colombia, with a strong drive to help families and individuals purchase their home. Her focus is  making this process a friendly, fun, and learning experience for all prospective buyers. I take pride in loving what I do and helping families create wealth through real estate.

Bianca Diaz


Bianca is a Mortgage Loan Originator helping families achieve their goal of becoming homeowners. Bianca has a Business Administration Associates Degree and has worked in Finance for many years. She enjoys spending time with her three boys, traveling, and being adventurous. She loves educating and guiding families on how to create wealth through real estate.

Judith Suarez


Raised in SoCal, but calling Georgia home since 2019, I began my real estate and finance career in 2005. I have a client first mentality, dedicated to educate and inform clients so they can make informed decisions. I believe transparency and good communication is highly important to all transactions and for long term relation

Judith Suarez


Raised in SoCal, but calling Georgia home since 2019, I began my real estate and finance career in 2005. I have a client first mentality, dedicated to educate and inform clients so they can make informed decisions. I believe transparency and good communication is highly important to all transactions and for long term relationship’s. During my free time I love spending time outdoors with my husband, two kids, and three yorkies going out for walks, fishing, or just relaxing at the lake.

Deidre Goddard


Deidre is a seasoned real estate professional with 7 years of industry expertise. Hailing from Georgia, Deidre brings a deep understanding of the local market dynamics and a commitment to delivering top-notch service to clients. Outside of real estate, Deidre is a passionate advocate for live music, an avid gardener, and a d

Deidre Goddard


Deidre is a seasoned real estate professional with 7 years of industry expertise. Hailing from Georgia, Deidre brings a deep understanding of the local market dynamics and a commitment to delivering top-notch service to clients. Outside of real estate, Deidre is a passionate advocate for live music, an avid gardener, and a dedicated traveler, always seeking new adventures and experiences. With Deidre at the helm, you can trust in a combination of local insight, professionalism, and a genuine passion for helping clients achieve their real estate goals.

Jorge Ramos


Alma Velazquez

Yesenia Vasquez


 With nearly 20 years of mortgage experience - primarily in underwriting- I bring a deep understanding of loan guidelines and a passion for helping people navigate the home financing process. I'm committed to making each client feel confident and cared for every step of the way. Outside of work, I stay active in my communit

Yesenia Vasquez


 With nearly 20 years of mortgage experience - primarily in underwriting- I bring a deep understanding of loan guidelines and a passion for helping people navigate the home financing process. I'm committed to making each client feel confident and cared for every step of the way. Outside of work, I stay active in my community and HOA, enjoy traveling and spending quality time with my family and friends.  

Anahis Duarte



Angel Romero


Coming from an IT background, I know how important it is to assist individuals with information and processes they are unfamiliar with, and it’s my job to make that process as easy as possible. Whether you’re a first-time home buyer, investing in a property, or refinancing, just know that I will be giving you my undivided atte

Angel Romero


Coming from an IT background, I know how important it is to assist individuals with information and processes they are unfamiliar with, and it’s my job to make that process as easy as possible. Whether you’re a first-time home buyer, investing in a property, or refinancing, just know that I will be giving you my undivided attention. My goal is to help you feel stress-free, well informed and confident with your purchase. 

Natalie Resendiz


Natalie is a seasoned Mortgage Loan Officer who has been serving the community since 2017. Fluent in both English and Spanish, she offers a seamless mortgage experience for a diverse range of clients. She is a dedicated advocate for her clients helping bridge the gap for many families, ensuring that every detail of the len

Natalie Resendiz


Natalie is a seasoned Mortgage Loan Officer who has been serving the community since 2017. Fluent in both English and Spanish, she offers a seamless mortgage experience for a diverse range of clients. She is a dedicated advocate for her clients helping bridge the gap for many families, ensuring that every detail of the lending process is communicated clearly. Her approach is defined by quick responsiveness and a deep commitment to education. Whether she is assisting a first-time buyer or seasoned investor, her focus remains the same: genuine care for a successful loan closing! 


Erika Soto


Erika Soto is a mortgage professional with nearly 10 years of experience guiding clients through the home-buying process. She specializes in helping first-time buyers feel confident and informed during one of their most important financial decisions. Known for her patience and attention to detail, Erika simplifies complex loan s

Erika Soto


Erika Soto is a mortgage professional with nearly 10 years of experience guiding clients through the home-buying process. She specializes in helping first-time buyers feel confident and informed during one of their most important financial decisions. Known for her patience and attention to detail, Erika simplifies complex loan scenarios with clear, personalized support. Based in Gainesville, she is dedicated to helping families achieve their homeownership goals. 

Juan Villavicencio


Since a young age, Juan has been involved in business, and by the age of 19, he already owned supermarkets in his native country of Venezuela. In 2015, he moved to the USA and obtained his real estate license in 2017. In 2022, he became a broker and opened his own company called Villa Realty Group. Now, in 2023, Juan has

Juan Villavicencio


Since a young age, Juan has been involved in business, and by the age of 19, he already owned supermarkets in his native country of Venezuela. In 2015, he moved to the USA and obtained his real estate license in 2017. In 2022, he became a broker and opened his own company called Villa Realty Group. Now, in 2023, Juan has become a mortgage loan originator. Juan is passionate about helping people achieve their dream of owning a home, and his extensive knowledge of business and real estate make this possible.

Loan Officers

Renwick Cole



Brittany Morgan


Brittany has been a Loan Originator since 2019 and has been able to help 100’s of people achieve their dream of home ownership, refinance, and creating generational wealth through real estate. She is happily married with three amazing teenagers and loves attending Buford’s Friday night lights, taking vacations, and creating

Brittany Morgan


Brittany has been a Loan Originator since 2019 and has been able to help 100’s of people achieve their dream of home ownership, refinance, and creating generational wealth through real estate. She is happily married with three amazing teenagers and loves attending Buford’s Friday night lights, taking vacations, and creating adventures with her family. Brittany is excited to be apart of Modern Home Mortgage and looking forward to serving your family.


Processors

Mary Hannaford



Angel Romero



Loan Officer Assistants

Diana Moreno


Venezuelan living in Atlanta for the past 7 years, deeply family-oriented and driven by purpose.
Known for a people-first approach and a passion for helping others succeed.
Focused on growth, professionalism, and creating value through every interaction.


Marien Velasquez


Guided by the grace of God, I live each day with gratitude and purpose. My family—my husband and two daughters—is my greatest inspiration. Knowing how blessed I am motivates me to give my very best in everything I do and to accompany each family we have the privilege of supporting with care and dedication. 


Copyright © 2025, Modern Home Mortgage. All Rights Reserved.


3675 Crestwood Pkwy Suite 210 Duluth, GA 30096


Phone: (404) 474-3200

Email Us:  art.cruz@modernhomemortgage.com 


GA & TX NMLS #2345660

FL NMLS #MBR6623  

MLO #958892

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